FHA Mortgage Loan Products
FHA loan refers to mortgage loan which is insured by FHA (Federal Housing Administration). Essentially, it is the United States federal government which insures the loans for the approved FHA loans lenders so as to reduce their risk of losing the money advanced and interest there on if the borrower defaults in repaying the loan.
Typically, FHA loan is among the mortgage loans which are very easy to qualify for since low down payment is required. As the applicant, you need not have very good credit standing to qualify for this mortgage. There is requirement of FHA down payment of 3.5%. The borrowers who can’t afford the 20% traditional down payment or cannot qualify for private mortgage insurance should consider FHA loan.
Begin the Application process with us, and realize how easy it can be. Let us give you peace of mind as a first time buyer.
First time home buyers have many questions about what they should and should not do. We will answer all of your questions, and help you in every step of the way, to ensure that you will have the best first time home buyer experience, at the lowest cost and rate possible. If you are not ready to obtain a loan at the moment our experts will guide you through and help you plan for the near future to make you a home owner.
Our team will contact you quickly regarding the documentation required to process your loan. All information is kept strictly confidential and our facility is equipped with high privacy and safety standards.
We will contact you within the same business day, or 24 hours from submission. Our team of experts will guide you with document submissions via private communication. All information is kept strictly confidential and our facility operates with high privacy and safety standards.
For Real Estate related laws, and resources visit. California Real Estate Laws
Once approved your application will be converted into the Loan Program of your choice.
Loan Application Approval
Once approved you will be able to purchase a home with everything you need to complete your transaction. Buy with confidence with your financing in place on your search for a home.
We are here to assist you every step of the way, we assure your transaction will be a good experience.
Please contact us with any questions, or concerns regarding your loan or our service for continued improvement.